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Frequently Asked Questions

What is property damage coverage?

Find: Best, Affordable Auto/ Car Insurance Rates From Coast ...
Property damage coverage replaces automobiles and other property you damage—such as a guard rail, for instance—in an accident. Most states require $5000 to $10,000 worth of coverage.

What is covered under property damage liability coverage?

Wisconsin Small Employer - Frequently Asked Questions on Aut...
Property damage liability insurance pays for any damage to the property of others up to the stated amount provided by the policy. For example, a crushed fender, broken glass, or a damaged wall or fence. Your insurance will pay for this damage if you were driving your auto or if it was being driven by another person with your consent. Property damage liability also pays if you damage government property like a light pole or signpost, up to the limit you choose. See similar questions...

WHAT IS UNINSURED MOTORIST PROPERTY DAMAGE COVERAGE?

A coverage in an Automobile Insurance policy under which the company will pay the amonut the insured was entitled to recover for damage to their vehicle (up to $3500) caused by an uninsured motorist. Most insurance companies require that the owner or operator on the uninsured vehicle be identified, or the uninsured vehicle is identified by its license number for the coverage to be allowed. By law, in California insurance companies must offer this coverage. See similar questions...

WHAT IS BODILY INJURY LIABILITY AND PROPERTY DAMAGE LIABILITY COVERAGE?

Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property caused by a vehicle. Any form of coverage where the insured is protected against the claims of other people arising from an auto accident. See similar questions...

Will you damage my property?

Frequently Asked Questions About Asbestos Surveyors and Asbe...
No. The taking of samples will be as discreet as possible. Only during a type 3 survey are areas that are being refurbished or demolished intrusively investigated. See similar questions...

Is there any coverage for injuries to the pet sitter or damage to the pet sitter's property?

Pet Sitters Associates, LLC. - Frequently Asked Questions
No, there is no coverage for the pet sitters or their property. PSA does not cover injuries to the pet sitters, or their employees and/or independent contractors, as this is something that would be covered by workers compensation insurance not general liability insurance. Please note that there is NO coverage under this policy for injuries to the family members or pets of the pet sitters. See similar questions...

What is Property Damage?

Pet Sitters Associates, LLC. - Frequently Asked Questions
a. Physical Injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to b. Loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to occur at the time of the Property damage liability is designed to pay for damage to property of others. This coverage contains a special exclusion for property in your care, custody and control. See similar questions...

How do I file a claim against the City for causing property damage or personal injury?

City of Rock Island, Illinois - Frequently Asked Questions
The City has on-line claim forms by clicking here and is available for anyone who has property damage or personal injury caused by the negligence of the organization. Forms can also be obtained in the Personnel Department in City Hall. The claimant should complete the form, filling in answers to all questions. Copies of any receipts, estimates or paid bills should be attached. A representative from the Personnel Department will make contact with the claimant after receiving this information. See similar questions...

What Insurance/Damage Coverage is included?

Frequently Asked Questions
In Romania, the rental price includes full Third Party Liability cover, and 'limited' coverage for loss or damage to the rental vehicle. 'Limited' means your maximum loss or damage liability is limited to a deductible/excess of EUR 300 (higher on some vehicles). The rental agency offers additional coverage packages which can reduce your deductible/excess liability to zero. The price varies by location, by car class and by rental duration but you can budget around EUR 5.00 - 11. See similar questions...

What is personal property coverage on my RV ?

RV - RV Financing - RV Insurance - RV Extended Warranty - RV...
This covers items that you take on board your RV, such as housewares, tools, clothing and sporting equipment, etc. for their full replacement value. Although these items may be covered by your homeowners policy, typically only 10 % of your homeowners coverage extends to off-premise property. This is usually not enough to cover the items in your RV. See similar questions...

Who is responsible if there is any damage to the property? Who will check for this damage?

Real estate management and sales related services
The person who has caused the damage bears responsibility, but it is our responsibility to check whether everything is okay before each client checks out. If small damages occur we would require the payment of the losses. In case of larger damage, we would claim insurance (refer to the Insurer). See similar questions...

What about damage to my home or property?

Frequently Asked Questions on Home Exchange. Green Theme Int...
The responsibility lies with whoever caused the damage to either pay to have it repaired, or to reimburse you. See similar questions...

What is Uninsured Motorist Property Damage?

FAQ
Uninsured motorist property damage will pay for damages to your vehicle if you are involved in an accident and you do not have collision coverage. You are not at fault and the other vehicle does not have insurance. This will not apply to a hit & run vehicle as the other party must be apprehended to determine if there is no insurance. A deductible of $300 usually applies. See similar questions...

Should I Handle The Property Damage Claim On My Own?

Frequently Asked Questions - Personal Injury Defenders
No, we prefer that you let us handle everything for you. Infact, you have to be careful in discussing your property damage claim with the insurance adjuster directly. If we settle your property damage claim with your own insurance company, do not be alarmed since your insurance company will make a claim against the responsible person's insurance company and reimburse you for the deductible. This will not increase your insurance rate if you were not at fault in causing accident. See similar questions...

What about property or chattel damage?

Apartments -- Christchurch Accommodation -- Accommodation In...
All Apartments are fully furnished, therefore any damage to the property or chattels caused by guests will be charged to the guest who made the booking. Should you find anything damaged prior to your stay, please advise us immediately. Failure to do so will deem you to be totally responsible for the condition of the property on departure. See similar questions...

Do Bats damage property?

South Lancashire Bat Group
The largest UK bat is the size of a small pear. The commonest UK bat, the Pipistrelle, has teeth which are not even strong enough to break our skin, if they bite us at all, so they don't stand much chance of damaging wood and concrete. The only evidence you may see of bats in buildings is a few droppings, which are harmless. A bats main interest in life is feeding, sleeping and making baby bats, not damaging their homes. See similar questions...

Can the containers damage my property?

Tripple S Waste Services Inc. - Miami-Dade, Broward and Home...
YES. Our containers have wheels on the rear that help them "roll-off" onto the ground. They weigh 3 tons, and our trucks much more. We would prefer to place the containers on hard surfaces. Lawns may appear dry, but often with rain, the containers or our trucks can sink into the ground. Asphalt driveways under the hot summer sun, can have divots left in them from the weight of the containers. See similar questions...

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