Dividends are what members receive from the surplus of the Credit Union. This is paid on the members’ shares once per year.

Rio Tinto pays dividends twice a year, as an 'interim' dividend and a 'final dividend'. When the financial results for the half year and full year are announced, the level of dividend to be paid to shareholders is also announced. The dividend is usually paid in April and September and is paid to everyone who holds shares on the 'record date'.

Any dividends earned on your shares shall be paid to your cash account. To aid with your tax responsibilities we will retain all tax vouchers on your behalf and a composite tax voucher will be forwarded to you following the end of the tax year. Alternatively, you can have your dividends paid to your bank account by BACS or automatically reinvested into the highest value stock in your portfolio. Please contact the customer services team on 0800 SHARES (0800 742 737) for further information.

Each Fund pays to its shareholders substantially all of its net income in the form of dividends. Dividends from net income (excluding capital gains), if any, are typically paid by the Domini equity funds semi-annually (usually in June and December), and by the Domini Social Bond Fund monthly. Any capital gain dividends are distributed annually in December.

ETF holders are eligible to receive their pro-rata share of dividends, if any, accumulated on the stocks held in an ETF, and interest on the bonds held in an ETF, less fees and expenses. Of course, based on past performance, little, if any, dividend distributions can be expected on certain ETFs. There may also be the opportunity for dividend reinvestment.

MidCap Spiders holders are eligible to receive their pro rata share of dividends, if any, accumulated on the stocks held, less fees and expenses. Of course, past performance is no guarantee of future results. Be sure to discuss the opportunity for dividend reinvestment with your broker.

A tax voucher is normally attached to your dividend cheque or shareholders who have their dividends mandated to their bank or building society account will receive a Consolidated Tax Voucher at their registered address which will be issued at the time of our Notice of Annual General Meeting. The voucher will detail tax paid. Individual UK resident shareholders will be entitled to a tax credit of one ninth of the dividend.

Dividend payments are usually been made once a year in connection to the Annual General Meeting. Entitlement to dividends is based on the Bank's share register as current at the close of the day of the Annual General Meeting.

Rio Tinto pays dividends twice a year, an interim dividend and a final dividend, usually in April and September. When the financial results for the half-year and full year are announced, the level of dividend to be paid to shareholders is also announced. The dividend is paid to everyone who holds shares on 'the record date'. The directors set the amount of dividend payable on each share.

It is the intention to pay dividends on the ordinary shares, so that the yield on the initial subscription price is 10%. This means that the investor should receive an initial return of 10% on the total amount invested as well as having the prospect of a capital gain.

This is possible with most bank or building society accounts in the UK. It is sometimes referred to as a 'payment instruction' or 'dividend mandate'. Mandating your dividends is easy - the dividend will go into your account on the payment date and tax information about the dividend will be sent to you at your registered address. To arrange this you will need to contact our registrars in writing, or by completing a 'bank mandate' form which can be found on their website www.computershare.