Students can access their loan records using online using LOCUS; or by visiting the National Student Clearinghouse.

There are basic requirements a student must meet to be considered an independent student (see The Guide to Federal Student Aid for criteria). If you do not meet these requirements but you still believe you are truly independent of your parents, you may appeal for a "dependency override" with our office. The example below describes the conditions of an acceptable override, but if your situation is different please bring it to our attention for review.

You should contact the holder of your loan. If you don't know who holds your loan, you can use our Web site (www.nslds.ed.gov) to find out about your federal student loans. The site displays information on loan and/or federal grant amounts, outstanding balances, loan statuses, and disbursements. To use the NSLDS Student Access Web site, you will need to provide your Social Security Number, the first two letters of your last name, your date of birth, and your PIN.

All incoming students will be tested by the Math Department and then placed based on their score. Scores are available on the Advisement Screen. Course descriptions in the Bulletin indicate math placement test scores as prerequisites. Transition students have no math requirements.

Yes, loans are a form of financial aid. You must complete the FAFSA and go through the regular application process. You should indicate on the FAFSA that you are interested in loans. Notification of your eligibility for loans will be on your award letter. You must complete the online loan acceptance form after you are awarded if you decide to accept a loan. However, you must be enrolled in at least 6 hours to be eligible for a student loan.

No, but using a Loyola preferred lender for the Federal Stafford and Federal PLUS Loan is strongly encouraged. These lenders have been selected because they provide efficient service with electronic processing and they offer reduced interest rates for repayment. It is also not necessary to establish an account relationship with a preferred lender for students to receive loans through that lender.

No. Because our students are not generally full time or half time, they are not eligible for financial aid.

Click on LoanLocator www.loanlocator.org. to find out. Now you can instantly find out who services your student loans with LoanLocator, a free service provided by the National Student Clearinghouse. All you need to do is access LoanLocator at www.loanlocator.org. You will find out who holds your student loans, who guarantees them and who to call to find out more about your loans. It has the details you need to make loan payments or consider loan consolidation.

Students can view aggregate loans via www.nslds.ed.gov. The National Student Loan Data System (NSLDS) is the national database of information about loans and grants awarded to students under Title IV of the Higher Education Act (HEA) of 1965. NSLDS provides a centralized, integrated view of Title IV loans and grants during their complete life cycle, from aid approval through disbursement, repayment, delinquency, and closure. A PIN (Personal Identification Number) is required.

Only eligible federal student loans can be included in a federal consolidation. Any private or alternative loans that you obtained for educational purposes can be consolidated into a Private student loan consolidation. If you are having difficulty repaying other loan debt such as credit card debt, we have created an alliance with InCharge.

Bad credit, poor credit? No problem! There are no credit checks and no co-signers required for student loan consolidation. We work solely with the federal student loans you own, and nothing else.

Not through any of the government programs. Some private banks will make loans, but usually require excellent credit or a co-signer. We make limited student loans available to student who may need them. See the payment plans described above. More extended loans may also be available for established students in the later program in the sequence.