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Frequently Asked Questions

What is the difference between commercial banks' "Time/Fixed Deposit" and SwissCash's SIP?

SWISSCASH | GATEWAY TO FINANCIAL FREEDOM
FD yields you a return of 1-7% per annum depending on the bank, while SIP will yield you an average of 20% per month, equivalent to 240% per annum. You are able to "Surrender" your T/FD contract at anytime and collect back your principal but SwissCash's SIP does not have a "Surrender" policy. You are not able to collect back your principal midway through or even after the completion of the program.

What is the difference between a Fixed deposit and a Cumulative deposit ?

Sundaram Finance Group - Deposits
In Fixed deposit scheme, interest is payable at specified frequencies. The scheme will be convenient for persons like pensioners, who require periodical interest payment. In Cumulative deposit scheme, interest is payable at the time of maturity along with the principal. This scheme is suitable for persons who do not require periodical interest payment and this can be thought of as a money multiplier scheme.

What happen when any particular SIP is no longer available for SwissCash investors?

SWISSCASH | GATEWAY TO FINANCIAL FREEDOM
There will always be an SIP available for Swiss Financial Planners and Cnsultants to promote and for SwissCash investors to invest in.

Why is SwissCash able to offer such high return for SIP programs??

SWISSCASH | GATEWAY TO FINANCIAL FREEDOM
average return of 20% per 30 days is a normal off-shore return on huge portfolio investment. We diversify SwissCash funds collectively into various portfolios and investment windows that are able to generate us returns beyond the quantum we pay for our SIP, SAP, SRP and SFP. Please read through our www.swissscash.biz and www.swissmutualfund.biz for more information.

Why is SwissCash paying us so little in SIP when your return is so high?

SWISSCASH | GATEWAY TO FINANCIAL FREEDOM
We are currently one of the most high-paying legal off-shore investment entities in relation to facilities that cater to the public. We shield your investment from market risk and volatility, therefore 300% in 450 days is considered optimum at this stage.

Can I stop using direct deposit if I change my mind, or change banks while I am on direct deposit?

FAQs
Yes. Indicate the change you would like to make on the direct deposit authorization form. Notify Payroll Services before you close an account.

How is ADB different from commercial banks?

Japanese Representative Office (JRO) - Frequently Asked Ques...
ADB is a non-profit, multilateral development finance institution that engages in mostly public sector lending for development purposes in its developing member countries. ADB's clients are its member governments, who are also its shareholders.

What's the difference between fixed frequency and multisynchronous monitors?

ePanorama.net - Circuits
Most early analog monitors were fixed frequency, meaning that they were intended to work only at one specific vertical refresh rate (often 60 Hz) and one horizontal rate (often this is expressed as a number of pixels, but this isn't really the same). Most older SUN, SGI and other workstation monitors were of this type. Generally, these monitors are limited in their applications, since they require that the incoming video signal falls within narrow timing specifications.

What is the difference between Time Deposit and Demand Deposit SLGS?

Government - SLGS FAQ
Time Deposit SLGS are issued for terms fixed by the investor. They can be Certificates of Indebtedness (C of I's), with terms from 15 days to one year; Notes, with terms from more than one year to ten years; and Bonds, with terms from more than ten years to forty years. Time Deposit SLGS securities can be interest bearing with interest paying semi-annually on Notes and Bonds. Zero interest Time Deposit SLGS securities are offered also.

What is the difference between SIP stack, SIP UA and SIP proxy?

CINEMA FAQ (Frequently Asked Questions)
SIP UA (UserAgent) is a component (software or hardware) that provides an user interface to make and receive SIP calls. SIP proxies are similar to routers, that forward SIP messages from source to destination. Consider a case when Alice@home.com makes a call to Bob@office.com, then the user agent of Alice sends a SIP INVITE message to the request URI sip:Bob@office.com. There may be a SIP proxy server at office.com that receives the message and routes it to Bob's current location Bob.Wilson@pc1.

How do Federal Reserve Banks differ from commercial banks?

FRB: FAQs: Federal Reserve Banks
Federal Reserve Banks are the fiscal agents for the U.S. Treasury, which means that they are the federal government's bank. The Reserve Banks offer many services to financial institutions, which makes them bankers' banks.

How can I give Fixed Deposit withdrawal instructions?

BankNET Power
Withdrawal instructions can be made through "Fixed Deposit Instructions" template under "Requests" option. You can opt for any one of the following withdrawal instructions: You will need to specify disbursement instructions by any one of the following options, namely; Demand Draft, Manager's Cheque, Own A/c credit, Credit to third part A/c or Credit to third party account with Other Bank (currently Emirates Bank or meBANK).

How can I give Fixed Deposit renewal instructions?

BankNET Power
Request for renewals can be made through "Fixed Deposit Instructions" template under "Requests" option. You can opt for any one of the following renewal requests: In case of joint accounts, the instructions will be processed only after authorisation of the same by second party (joint holder).

What is the difference between credit unions and banks?

Riverfront Federal Credit Union
Credit Unions are not-for-profit, member-owned, cooperative institutions that work for the benefit of its members. Credit Unions are required by law to reinvest all profits in the form of dividends, services, low fees, or lower interest rates. Credit Unions exist solely to serve their members. Credit Unions are democratically run and have a member-elected board of directors. Each member is a shareholder with one vote.

Can I pay employees by Direct Deposit to other banks?

Tennessee State Bank :: Banking at its Best
Yes, the employee will need to provide you certain account information in order to make the direct deposit. It doesn't matter if the accounts are at different banks. Yes, TSB allows businesses to make direct deposits of payrolls to their employee's accounts. Businesses must sign up for TSB's Cash Management to take advantage of this service.

What time have the trade and the banks?

Alba's Bed & Breakfast | Patagonia Argentina
The trade open up from Monday to Saturdays from 9 to 12:30 Hs and of 15:30 to 20:30 Hs. Sundays of 18 to 20 Hs.

what time do banks close?

Serendib Leisure::.
Banks keep increasingly flexible hours to suit customer convenience. All banks are opened from 09.00 hrs to 13.00 hrs Monday to Friday. Some city banks close at 15.00 hrs while some others have night banking facilities too. Banks are closed on Saturdays and Sundays, all Public Holidays and on Special bank holidays (June 30th and December 31st). Banking facilities have grown and widened tremendously to cope with the sophisticated needs of today's businessmen.

How do you calculate capital adequacy ratios for commercial banks/merchant banks/building societies?

Bank of Jamaica | FAQ
building societies - paragraph 7 of the Bank of Jamaica (Building Societies) Regulations (amended 2004); and ii)specific capital adequacy ratios, computation details of which are set out in the Banking (Capital Adequacy) Regulations and the Financial Institutions (Capital Adequacy) Regulations. Copies of all legislation/regulations may be obtained for a fee from the Jamaica Printing Services (1992) Ltd., 77.5; Duke Street, Kingston. No.

What is SIP?

International VOIP virtual numbers, worldwide VOIP originati...
SIP is the Session Initiation Protocol, defined in RFC 3261. It is the most widely used standard for VoIP signalling. It was designed to be a general-purpose way to set up real-time multimedia sessions between groups of participants. SIP is used during and after the call setup.
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