CHIP does not consider pre-existing conditions when determining eligibility for your child. There are no pre-existing condition waiting periods for CHIP.

No. Healthy Steps has no pre-existing condition rules. If a family meets the eligibility guidelines, a child's pre-existing medical condition does not exclude him or her from coverage.

A pre-existing condition is any health condition you have or have had prior to applying for a policy. For example, if you currently have had kidney stones at any time during your life, then kidney stones would be considered a pre-existing condition. Some insurance companies want to know about your pre-existing condition going back as far as your date of birth, but most insurance companies only look back ten years.

Most individual and family health insurance policies limit coverage for pre-existing conditions during the first nine to twelve months of coverage. However, the pre-existing condition exclusion period is waived to the extent that the applicant has "qualifying" prior group coverage. This is a government-mandated requirement, though the health insurance company can still deny the application of someone whose health does not meet the insurance company's underwriting requirements.

Any respiratory condition (relating to the lungs or breathing); any heart, circulatory, kidney, liver or cerebal condition; any stroke or central nervous system disorder; for which you have ever received treatment. C: Any disease, illness or injury for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last two years.

Pre-existing conditions are not covered. This includes any condition or complication that was treated or produced symptoms within the five years prior to your Continucare STM effective date.

A pre-existing condition is one for which an employee received medical treatment, care, or services, including diagnostic measures, or took prescribed drugs or medicines in the three months prior to his/her effective date of coverage. During your first year of LTD coverage, LTD benefits will not be payable for any disability that commences during your first year of coverage if the disability is a result of a pre-existing condition.

quot;Pre-existing condition" refers to sickness, injury, disease, illness or other medical condition that you knew about before you bought this insurance. For a complete description of Pre-Existing Conditions, please refer to the exclusions under Section 4 of the description of cover.