If the property is located in an area which the temperature drops below freezing, then the property is to be winterized. In these areas, all properties must be winterized between October 15th and March 1st, or longer as the locale requires. Winterization is not to exceed $100.00 in most states, please contact your assigned Asset Manager for authorization above this amount. See similar questions...

No. A preliminary report is an offer to insure, it is not a report of a complete history of recorded documents relating to the property. A preliminary report is a statement of terms and conditions of the offer to issue a title insurance policy, not a representation as to the condition of title. See similar questions...

A preliminary title report is a document prepared on real property once an escrow is opened, but prior to closing. It provides all kinds of information about the property that is essential for a buyer to see, such as how title is currently held and what kind of exceptions to title are currently of record (for example, easements, liens and encumbrances). The preliminary title report then becomes the final title report, on which title insurance is based. See similar questions...

No. The report does not show the condition of title, but merely reports the current ownership and matters that the title company will exclude from coverage if a title insurance policy should later be issued. > Back to Top See similar questions...

A preliminary report contains the conditions under which the title company will issue a particular type of title insurance policy. > Back to Top See similar questions...

Shortly after escrow is opened, an order will be placed and the title company will begin the process involved in producing the report. This process calls for the assembly and review of certain records matters relative to both the property and the parties to the transaction. Examples of recorded matters include a deed of trust recorded against the property or a lien recorded against the buyer or seller for an unpaid court award or unpaid taxes. See similar questions...

You will be interested, primarily, in the extent of your ownership rights. This means you will want to review the ownership interest in the property you will be buying as well as any claims, restrictions or interests of other people involving the property. The report will note in a statement of vesting the degree, quality, nature and extent of the owner's interest in the real property. See similar questions...

State law requires the property owner to file this form with the County Recorder when recording certain documents. If the form is not filed, the Recorder will charge an additional recording fee of $20.00. The report is still required by law to be provided even though the $20.00 may have been paid. Information furnished on this form by the property owner assists the Assessor and is not a public document. Failure to provide the Assessor with the report will result in substantial penalties. See similar questions...

much as you as a buyer may want to believe that the home you have found is perfect, a clear title report ensures there are no liens placed against the prior owners or any documents that will restrict your use of the property. A preliminary title report provides you with an opportunity to review any impediment that would prevent clear title from passing to you. When reading a preliminary report, it is important to check the extent of your ownership rights or interest. See similar questions...

The Processing Center orders the title for you. We have a national title company that is integrated into our systems so that Processing receives the title the moment it is made available. If the borrower has a Title/Escrow Company they would like to use for the loan transaction they can be accommodated. See similar questions...

Yes. We will provide you a courtesy copy for a fee. Bear in mind that you are not an insured in the policy, and that we do not guarantee the accuracy of the information contained in the report. You use it at your own risk. You can also obtain a property profile from a title agency, which contains minimal property information. We do not guaranty the accuracy of any title report. If you require more information, a limited liability report from a title company generally costs about $250. See similar questions...

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