Since the new law went into effect on October 17, 2005, people wishing to file bankruptcy under Chapter 7 or Chapter 13 must now show proof of their income by providing federal tax returns from the last tax year. If a bankruptcy filer has not paid taxes for the previous tax year, he or she must do so before the bankruptcy can proceed. Yes. As of October 17, 2005, before filing for bankruptcy most applicants must undergo credit counseling in a government-approved program.

You are still eligible for the credit if you paid your real estate property taxes late the last three years. Penalties are not included in the credit. See similar questions...

Yes. You may call the Treasurer's Office at 920-832-5065 for payment information back to 1982. Information for recent years is also available at this website, click here. For tax information before 1982, see Tax Records Retrieval. Yes. Include the tax bill payment stub for proper credit and a self-addressed stamped envelope if you want a receipt mailed to you. Payments must be received or have a U.S. Postal Service postmark by the due date. See similar questions...

A bankruptcy case is commenced by the filing of a petition. You must also file a statement of your assets and liabilities, and schedules listing your creditors. If you choose to file a bankruptcy petition without the assistance of an attorney, you can obtain the required forms at most stationery stores or at www.uscourts.gov/bkforms/index.html. There is a range of filing fees for bankruptcy cases, depending on the chapter of the bankruptcy code under which you file. See similar questions...

A person, partnership, corporation, or business trust may file a bankruptcy case. Corporations, partnerships and business trusts cannot proceed if they are not represented by an attorney. Only an individual can proceed without an attorney. However, the bankruptcy process is extremely complex, and individuals are strongly encouraged to seek competent bankruptcy counsel. If a person or the entity who owes the money, called the debtor, starts the bankruptcy, it is called a voluntary bankruptcy. See similar questions...

Under the applicable statute of limitations in the Internal Revenue Code, the IRS is generally not permitted to refund taxes that were paid more than three years before the date on which the refund program was announced. Accordingly, the telephone tax refund is available for long-distance taxes billed after Feb. 28, 2003, and before Aug. 1, 2006. See similar questions...

Generally personal income taxes that are at least three years old, and were assessed at least 240 days prior to bankruptcy filing, and voluntarily filed at least two years ago, can be discharged. The trust fund portion of employment taxes is not dischargeable in bankruptcy; therefore, an Offer In Compromise is the only way to effectively eliminate the burden of the trust fund portion of employment taxes. The IRS deals harshly with businesses who have failed to pay their payroll taxes. See similar questions...

Not a problem. We can do financing if you have been discharged from Chapter 13 or Chapter 7 for just one day! See similar questions...

I would like to be frank. Judge me from the work and I am sure you will put me right where I want to be. Note : Do not over ambitious and speak in a way that you are not satisfied with your current job which you have applied for. Talk of what you enjoy most your skills and natural talents. Do not specify your goal and any job title. Do not just repeat what you have given in your resume. Be ready with the answer, a talent or something you did out of the ordinary. See similar questions...

TG is required by state and federal laws to keep loan records for at least five years after loans are paid off, and longer for loans that had repayment issues such as delinquency or default. There are no legal requirements to purge records after any specific length of time. TG has been working towards the ability to purge records for loans that have been paid in full and for which the applicable legally-mandated retention period has passed. See similar questions...

Taxes are due upon receipt of the tax notice but may be paid without penalty and interest until January 31st. The last day to pay taxes without penalty and interest is January 31st. Payments are commonly made by mail and MUST BE POSTMARKED by the United States Postal Service on or before January 31st. On February 1st, penalty and interest begin to accrue at 7% and increase monthly until taxes are paid in full. See similar questions...

Taxes are paid the month they are due based on the due date established by your local taxing authority. See similar questions...

Current law permits individuals to file their own cases and to represent their own interests in bankruptcy proceedings. However, it may not be wise for you to do so. Any bankruptcy case can become a complicated matter requiring both knowledge of the law and experience before the court to successfully complete. See similar questions...

Upon filing the original petition with the Clerk's Office, the "automatic stay" immediately takes effect and prohibits all creditors from taking certain collection actions against the debtor or the debtor's property. Although the stay is automatic, creditors need to be advised of the stay. See similar questions...

Any individual can file their own bankruptcy proceeding. This is called filing in pro per. If a person wishes to spend enough time learning about this area of the law, they can probably get through a simple bankruptcy filing. However, individuals with assets or problem debts are foolish to try to go it alone as they will most certainly harm themselves financially as a result. See similar questions...

This is a decision that needs to be made after careful consideration. You should consult with an attorney to determine if your case qualifies for bankruptcy or if there are any other avenues you could take to avoid bankruptcy. Griffeth Law Offices does not charge for an initial consultation to discuss bankruptcy cases. See similar questions...