Both Flex Bucks and Declining Balance are accounts on your Gator 1 Card that work just like a debit account for food. They are accepted at all food locations on campus. Flex Bucks come with a Meal Membership while Declining Balance is maintained separately. Because Flex Bucks come with a Meal Membership, they expire at the end of the spring semester while Declining Balance will continue to rollover until you graduate, withdraw, or transfer from UF.

Medical expenses that are not covered by health insurance that are incurred by the plan holder, their spouse or dependents and are approved Section 125 expenses can be reimbursed.

Over-The-Counter (OTC) medicines purchased for medical care (not general health items) are eligible expenses. Examples of Over-The-Counter (OTC) Medicines that can be reimbursed through a flexible spending account : Cosmetic items are not reimbursable, except for amounts paid for surgery necessary to improve a deformity arising from a congenital ab norma lity, personal injury from an accident or trauma, or a disfiguring disease.

The Flex Account operates much like the Plus Account. Both accounts are declining balance debit accounts. However‚ unlike the Plus Account‚ Flex Dining Dollars are accepted only at UK Dining Services facilities. Students have the flexibility to eat at any UK Dining facility at any time of the day (excluding Starbucks®). All residential dining plans include $125 in Flex Dining Dollars.

A Health Savings Account (HSA) is an investment account from which you can draw money tax-free for medical care. HSAs are owned by the individual and grow through investments, similar to an IRA. HSAs have favorable tax treatment for contributions, distributions and earnings. They are available to individuals covered by a high deductible health plan (HDHP) and can be established to pay for family medical expenses.

In fact, they are the exact same product. The only difference is the dosage amount. The reason why we have separate "products" on the order form is so we can keep track of our sales.

HSA is a special tax advantaged account – where money goes in tax free, earns interest tax free and is not taxed when it is withdrawn to pay for qualified expenses. Lubrizol makes a tax free contribution to your HSA each January 1. You can also make contributions to your account. At the end of the year, any money remaining in your HSA rolls over to the next year. You own your HSA so you keep the funds even if you change jobs or health plans.

The rigid mat is double the thickness and has handles. You use the rigid mat to imprint the majority of the stamping job. The floppy has no handles and is about half the thickness of a rigid which allows you to bend the mat at a 90 degree angle. The floppy mat can be used to stamp around the edges of the stamping area, walls, stairs and hard to get at areas.

Dining Dollars can be used for any/all food purchases in any of the on-campus dining locations and is tax-free. Flex can be used to make dining purchases too, but also at places like the bookstore, vending and copy machines, laundry facilities and at the Hospitality Desk. Flex purchases are subject to sales tax.

Opening a new account, or adding money to an existing account, is easy! Stop by the Customer Service Center in 118 Hartley Hall to make a deposit using cash, check or credit card (open Monday - Friday 9:00 a.m to 5:00 p.m.), or add money right at the register at any of the on-campus dining locations (cash only). After hours, you can visit the Housing and Dining Hospitality Desk in the lobby of Hartley Hall, which is staffed 24 hours a day, 7 days a week.

You, your employer or others can contribute to your HSA account through a payroll deduction(s) or as a lump sum deposit.* You can contribute as often as you like, provided the annual contribution limits do not exceed: $2,850 for individual coverage or $5,650 for family coverage Individuals that are age 55 or older may be eligible to make additional contributions.

Funds can be withdrawn as supplemental retirement income at age 65. Funds withdrawn at that time are considered taxable income. Funds withdrawn prior to age 65 for non-qualified expenses are taxable income and are subject to a 10% penalty. Your HSA account belongs to you and can be transferred from one employer to the other. The less money you spend on medical expenses, the more will remain in your HSA account while earning interest.

If you'd like to receive checks, please follow the ordering instructions contained in the Welcome Kit you will receive after enrolling in your HSA.

Don't sue us! Fractured Atlas is not an insurance company. We're also not lawyers, brokers, agents, doctors, or anyone else qualified to give professional advice. We try our best to be helpful, but take anything written here with a handful of salt.