Yes. Only one account from the combined statement need be listed. If you receive a separate statement, then that account number would also have to be enrolled.

Joint accounts are not permitted in this Plan. However, you and your spouse may each establish separate accounts for the same Beneficiary or you may both contribute to the same account.

AccountAccess is based on the "Primary" SIN for each account. For security measures, there will only be one User ID and password for each account whether the account is individual or joint. Also, you will only have access to accounts for which your SIN is identified as the "Primary" SIN.

Yes. Only one account from the combined statement need be listed. If you receive a separate statement, then that account number would also have to be enrolled. You must be an account owner to receive these statements.

Each account holder must have a Waccamaw Bank ATM card or Waccamaw Visa Check Card. If they do, then each person may sign up for access. Since the Bill Pay service is associated with an individual, a joint account may not be shared as the Bill Pay account.

No. Massachusetts does not provide for joint wills. Both you and your spouse need separate wills, even if you own all your property jointly. When the first spouse dies, all joint property will pass to the survivor. Therefore, the survivor who becomes the sole owner of the property needs a will. Because there is no way of knowing who will die first and who second, both spouses need wills.

No. All CashPay accounts will be issued in your name only, similar to how your paycheck is issued in only your name.

Yes, you can both continue to log on to the account as usual. However, you may want to establish your personal image and name (name only for bill pay service), and security questions together so that you both know the answers if you are ever prompted to provide additional information when logging in. Yes, you can change your personal security image and name (name only for bill pay service) or security questions at any time.

After completing registration, you’re ready to login with the User ID and Password you’ve selected.

Joint wills are probated when the first party to the will dies, preventing the will from being modified thereafter by the surviving spouse, since both parties must agree to any modifications. Joint wills prevent a surviving spouse or partner to change his or her mind about how the property should be distributed. Joint wills can tie up property for years, pending the death of the second spouse/partner, thereby making the joint will useless and outdated.

Obtain a new "Terms & Conditions" from your branch and submit same duly signed by all joint account holders

Yes. The HSA can only be established as an individual account but you can assign your spouse to be a Power of Attorney on the account. However, you can use funds from your HSA to cover eligible medical expenses for your spouse and/or dependents. For maximum savings potential, both you and your spouse should have an HSA. This way, each of you can make catch-up contributions when you turn 55.

To add a joint account holder, log in to OnCommand, select the message box at the top right corner of the page, and send a request that includes the joint account holder's full name, phydivsl address (no PO Boxes) and telephone number; date of birth, Social Security number, mother's maiden name, and last four digits of the account on which the joint account holder is to be added. Or, make your request by phone to Customer Service at 888.763.7600.

First Command Bank does not remove account holders from a joint account. Call Customer Service at 888.763.7600 to close your joint account and open a new account in your name only.

We are still in the process of developing this product offering and as such you cannot sign up for it at this time. Please check back with us.

Each customer needs to sign on to Online Banking with his or her own Access ID and Password. If one signer on the account has already accessed Online Banking using the "First Time User" button, their Access ID (this may be the account number) is assigned to that password. If an access ID is in use, or has been chosen by another community state bank customer, you will receive an error message.