Most funds have a bank or trust company arranged to be an IRA custodian for any IRA shareholders. If you buy the fund directly, using this custodian, you must use a different application available from the fund company.

Distributions from a traditional IRA can be made penalty-free at 59½, and minimum required distributions begin the year you turn 70½. You can also take withdrawals from a Roth IRA once you are 59½, as long as the account has been in existence for at least five years. Unlike traditional IRAs, there are no required distributions with a Roth. In most instances, if withdrawals are made before age 59½, there is a 10% early distribution penalty. See similar questions...

Sure, but you will have to manually enter a complete EOD quote (OHLCV). Some people think this is sort of a redundant effort, since many fund managers use technical analysis on the underlying stocks, anyway. Lots of others do it, though. Each could involve a number of different data formats, depending upon just what is available, or usable: complete/partial exchanges, portfolios, intra-day and/or EOD quotes, indices, histories, etc., are all possible. See similar questions...

A mutual fund refers to a collective investment scheme under which professional fund managers pool money from individual investors and manage it according to pre-set investment objectives. The investment objectives can range from maximizing capital gains to maintaining a stable stream of income, and from beating inflation to preserving capital. See similar questions...

Ideally, your fund roster should have more players than a basketball team but no more than a baseball team. For your starting five, a diversified lineup would be funds representing these types of stocks: large, fast-growing companies; smaller fast-growing companies; large companies selling at bargain prices; smaller companies selling as bargains; and foreign companies. See similar questions...

Most mutual funds companies and brokerages will set up IRAs, and thus all funds available through the company are available in such an IRA. If you don't have a brokerage or mutual fund IRA, I suggest you move your IRA money to one, for best use of the FTI System. See similar questions...

In general, withdrawing your IRA prior to age 59 ? means you'll have to pay a 10% early withdrawal penalty. You may avoid the penalty if you're withdrawing because of: See similar questions...

Your investment horizon can be broadened because there are different types of funds that can provide a convenient and cost effective way to capitalize on both local and overseas investment opportunities. Diversification may take different forms, e.g. along geographic or industry lines, or amongst different securities or issuers. See similar questions...

Annual management fees are usually allocated from the fund on a daily basis and will not constitute an out-of-pocket expense for investors. They vary among different types of funds. See similar questions...

Settlement requirements for mutual funds vary. Some funds such as money market funds may require cleared fund whereas the others require three to five business days for settlement. Please contact our Investment Service Centres 8:00 a.m. Monday through 4:00 p.m. Saturday at (852) 2902 3888 in Hong Kong or (65) 6327 2288 in Singapore for more information. See similar questions...

The drawbacks with mutual funds are that you have no control on the investments of the fund; and, more importantly, the downside of diversification is that a fund can hold so many stocks that a tremendously great performance by a stock will make very little difference to a fund's overall performance. See similar questions...

Mutual funds have many benefits. They offer an easy and inexpensive way for an individual to get returns from stocks and bonds without: incurring the risks involved in buying them directly; needing the capital to buy quality stocks; or having the expert knowledge to make the right buy/sell decisions. See similar questions...

All Asset Management Companies (AMCs) are regulated by SEBI and/or the RBI (in case the AMC is promoted by a bank). In addition, every Mutual Fund has a board of directors that represents the unit holders' interests in the Mutual Fund. See similar questions...

Although past performance is no guarantee for the future, it is a useful way of assessing how well or badly a fund has performed in comparison to its stated objectives and peer group. A good way to do this would be to identify the five best performing funds (within your selected investment objectives) over various periods, say 3 months, 6 months, 1 year, 2 years and 3 years. See similar questions...

Release of the discovery is so new I don't believe others have had much opportunity to incorporate it into their trading strategies. Eventually I can conceive of an environment where The Taylor Effect will become a required tool for the financially informed. Accurate market trend forecasts were not available until now. Today, investment advisors and individual investors will have an incredible advantage they never had before. See similar questions...

In a nutshell, professional management, diversification, safety, liquidity, and service. If you were to manage your own portfolio of stocks, you'd have to research, select, and monitor thousands of securities to construct a diversified portfolio of stocks. There's an easier way. Mutual funds offer numerous advantages to individual investors, including toll-free switching, checking privileges, automatic dividend and capital gains reinvestment, and trained customer service reps. See similar questions...

Yes. Currently our branches in Manitoba, Saskatchewan, Alberta, and British Columbia are licensed to do so. Branch locations for those provinces can be found here: http://www.cwbank.com/branches. See similar questions...

You avail of the services of experienced and skilled professionals who are backed by a dedicated investment research team. Investing in a Mutual Fund reduces paperwork and helps you avoid many problems such as bad deliveries, delayed payments and unnecessary follow up. Over a medium to long-term, Mutual Funds have the potential to provide a higher return as they invest in a diversified basket of selected securities. See similar questions...