Work-related injuries or illnesses are not compensable under the Temporary Disability Benefits Law.  However, if you file a claim for workers' compensation benefits and it is contested by the workers' compensation insurance carrier, you may be eligible for temporary disability benefits while the workers' compensation issues are being resolved.  To protect our subrogation rights, we would file a lien against any subsequent workers' compensation award.

Yes.  Eligibility for temporary disability benefits due to pregnancy is determined in the same manner as for any other disability.  You must meet the wage requirements and your physician must certify that you are disabled.  For more information, see our web page entitled Pregnancy.

If your disability begins on or after the start of the labor dispute in which you are a participant, disability benefits will not be paid for the duration of the dispute.  If you are still disabled after the labor dispute is over, benefits can be paid for the period following the ending date of the labor dispute.

Yes.  As long as you are no longer using illegal drugs and you are being treated for the substance abuse in a program with a licensed physician, you may collect disability benefits.  Your physician must certify that you are disabled, and you must meet all other eligibility requirements. No. Coverage under an approved Private Plan replaces State Plan coverage.  Since you are not covered by the State Plan, you cannot be paid State Plan benefits, even if you continued to be disabled.

Temporary disability (TD) benefits are payments you get if you lose wages because your injury prevents you from doing your usual job while recovering. See the DWC fact sheet on TD for more information.

No. You don't pay federal, state or local income tax on TD benefits. Also you don't pay Social Security, taxes, union dues or retirement fund contributions.

No.  Where you live has no bearing on whether you can receive disability benefits.  The most important eligibility  requirement is that you worked for a New Jersey covered employer.

If your dependent child is between the ages of 19-23 and a full-time student, he/she may remain on your plan. The only way this can be done is by providing a letter of student verification from the institution they are attending. All members with dependent children between 19-23 will receive a letter from Northern New England Benefit Trust outlining the rules and what process must be followed. See the Eligibility Section of your Summary Plan Description.

If your injury or illness is found to be job-related, you may be entitled to receive medical care for the injury or illness, disability compensation for a portion of your list wages, rehabilitation services, and, in the event of your death, benefits payable to your survivors.

There are two types of temporary disability benefits. If you cannot work at all while recovering, you receive temporary total disability (TTD) benefits. If you can do some work while recovering, you receive temporary partial disability benefit (TPD) payments.

If you are receiving Workers' compensation benefits, you should consult an attorney before you file an application for pension benefits. The Workers' compensation insurance company is entitled to receive a credit for any pension benefits to the extent that those benefits were funded by your time of injury employer. If you defer collecting your pension, you may be able to collect larger benefits later on and may be able to settle your Workers' compensation case on favorable terms.

On-the-job injuries for state employees are covered under the State Employee Injury Compensation Trust Fund, or SEICTF, in conjunction with their health insurance benefit. To be eligible for benefits under SEICTF, you must follow the proper procedures. First of all, notify your supervisor! The supervisor has information concerning required procedures, including completion of paperwork and, if you are covered under Blue Cross/Blue Shield, referral to a network provider physician.