In order to streamline the decision making process, the lending industry has developed a system which scores the borrower's credit history. The score is seen as predictive of the borrower's ability and willingness to repay the loan. Such scoring gives the lender the ability to give the borrower a rapid credit decision by using automated underwriting software currently available.

A MELD score calculator and associated documentation is available at the United Network for Organ Sharing (UNOS) website. This calculation is typically used for patients older that 12 years of age, and is employed for liver allocation. The numerical score (which ranges from 6 to 40) is based on total bilirubin, international normalized ratio (INR), and serum creatinine. It attempts to quantify a patient's risk of dying while waiting for a liver transplant.

Your logging-program will normally do this for you, but if you are logging things by hand, simply check how many points each QSO is worth, add up the total points, add up all the different multipliers, and multiply them by the points. For example, say you were contesting in the CQWW contest. QSOs are worth 1 point in your own continent, and 3 points for a different continent. Multipliers are based on different zones AND different countries contacted.

The eligibility index is the combination of your high school grade point average and scores on either the College Board's Scholastic Assessment Test (SAT)or the ACT. You can calculate your eligibility index by multiplying your CSU grade point average by 800 and adding your combined critical reading and math scores on the SAT I Reasoning Test. Or, if you took the ACT, multiply your grade point average by 200 and add ten times the composite score from the ACT.

where Ps is the index for the given site, Pa - average value for all sites subscribed for the Monitoring service. The numbers are rounded to integers.