Rather than paying a deductible for every claim that is made, our deductible applies only to the initial claims submitted in a policy year. The total sum of the member's claims will amount to the deductible level that they have selected before the policy begins to reimburse claims for treatment received. Thereafter, HealthCare International will reimburse any further claims for the rest of the policy year, subject to the benefits of the policy that the member has selected.

Typically, a deductible is the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. For example, with a $100,000 heart surgery bill, you would be responsible for paying the first $1,000. After this $1,000 deductible is met, the insurance company will pay a percentage of the bill in what is called the coinsurance. See similar questions...

Yes, and the deductible is calculated on a calendar year basis. The deductible is the amount of your medical expenses that you will pay before the plan begins paying its benefit (the coinsurance.) PPO and Out of Area plan deductibles can be used to satisfy the 2005 PPO deductible. See similar questions...

annual maximum is the maximum amount your dental plan will pay in benefits during the calendar year or plan year. Most companies select calendar year, which is January 1st through December 31st, however some select a plan year that corresponds to when their group's benefits renew (or open enrollment). A deductible is the dollar amount of covered dental expenses you must pay during the year before plan benefits are paid and normally applies to Basic and Major Services. See similar questions...

annual deductible is the amount of money that you need to pay for covered services each calendar year before Providence Health Plan will begin paying for coverage. The deductible will not apply to all covered services. For instance, if you receive services from a personal physician/provider, PHP will provide coverage for those services before your deductible is met. Likewise, any copayments you make for these services that are covered will not apply toward meeting your deductible. See similar questions...

Your insurance deductible is the portion of the payment that you are responsible for. When your job is completed, you pay your deductible to the repair shop - and your insurance company pays the remainder of the bill. Most people have a lower comprehensive deductible than they realize and are able to save money by having us file a claim for them. See similar questions...

A deductible is the dollar amount of covered dental expenses you must pay during the year before benefits are paid by The Guardian. An annual maximum is the maximum amount your dental plan will pay in benefits during the year. Both are generally based on the calendar year. Deductibles and annual maximums apply to each covered person. See similar questions...

There is no deductible applied for prescription drugs purchased at a participating pharmacy or through the mail-order program. Please see your benefits summary comparison for detailed information on co-payments. There is no coverage for prescription drugs at out-of-network pharmacies. There are three tiers ? Generic, Preferred, and Non-Preferred. The bcbsfl.com website contains the current Preferred Medical List. A copy of the most current list can be found in your Blue Cross benefits packet. See similar questions...

A deductible is the amount you must pay before the insurance company begins to pay on your bills. This is an annual amount per insured person, although typically there will be a maximum amount of deductibles you will have to pay in a given year. For example, if your “per person” deductible is $500, and you have five people in your family covered under your health insurance, the maximum “family” deductible will usually be $1,500. See similar questions...

We encourage you to consult with your tax advisor and/or employer about the tax treatment of AccessMD fees. See similar questions...

A You decide which e-mail address you want to use for your games. Once you have subscribed, that e-mail address is entered as paid, in the subscription database software. Each time you play, your e-mail address is checked by the software, and if it is found as subscribed, it lets you continue playing, this only takes a few milliseconds. It is VITAL players only use their subscribed e-mail addresses, for all of their games. Each subscribed e-mail address is unique to that player. See similar questions...

The Annual Performance is subject to an Annual Performance Cap set, as an example, at 130%, which, if achieved, would correspond to an increase of 30% in the value of the Index over that of the prior year. See similar questions...

No. This deductible is dependent upon the number of days between hospital stays. Medicare Part A uses a guideline of 60 days to determine whether you are responsible for the inpatient deductible. If 60 days have expired since your last hospital stay, then you are responsible for an inpatient deductible. If, however, you are admitted to a hospital within 60 days of your last stay, you are not responsible for another inpatient deductible. Yes. See similar questions...

The COVA HDHP deductible applies to covered services for medical, behavioral health and prescription drug benefits. The dental benefit has a separate deductible. For all but dental expenses, those in single membership pay the $1,200 deductible before the plan pays 80% of the allowable charge. However, meeting the HDHP deductible is a bit different for families than satisfying a traditional health plan deductible. See similar questions...