If you have a Medigap policy with drug coverage, you will get a detailed notice from your insurance company telling you whether or not your policy covers as much or more than a Medicare prescription drug plan.This notice will explain your rights and choices.

Although Medicare covers many health care costs, you still have to pay Medicare's coinsurance and deductibles. There also are many medical services that Medicare does not cover. A Medigap policy provides reimbursement for some of the out-of-pocket costs that are not covered by Medicare and which are the beneficiary's share of health care costs. Yes.

You may be better off dropping that coverage and enrolling in Medicare Part D. The drug coverage provided by most supplemental, or "medigap," policies is not as good as Medicare's drug benefit. That means if you delay enrolling in Part D, you may have to pay a penalty.

Prescription drug coverage is offered in the marketplace as a supplemental policy, separate and apart from any major medical insurance covering the individual. Although most major medical plans cover prescription drug expense, the benefits may be subject to a per-person deductible ($100, $250, $500 or higher) with annual benefit maximums and coinsurance cost sharing.

If you have prescription drug coverage from an employer or union, you will get a notice from your employer or union that tells you if your plan covers as much or more than a Medicare prescription drug plan. If your employer or union plan covers as much as or more than a Medicare prescription drug plan you can� keep your current drug plan.

Medicare's prescription drug coverage is called Medicare Part D. It offers coverage through private insurance plans.

Medicare prescription drug coverage is insurance that covers both brand-name and generic prescription drugs at participating pharmacies in your area. Medicare prescription drug coverage provides protection for people who have very high drug costs Back to Top

All Security Health Plan members can purchase their prescription drugs at a discount through Security Value. We also offer a variety of drug coverage options as a supplement to our group coverage. This Web site has more information on prescription drug coverage. You may also search a list of the drugs covered for most members who have drug coverage.

Go to the Guide To Drug Coverage button on the sidebar and pick a province. The Guide will help you identify what plans/programs you may be eligible for.

Participants in the SHP (group 0016) are covered by Prescription Card Services (PCS) and you pay 20% of the full cost of prescription services at the time of purchase. A mail order prescription program is also available for maintenance prescriptions. As of 7/1/03, the prescription plan covers oral contraceptives.

This is not a Medicare benefit, however, some Medigaps and HMOs offer a degree of coverage. Also, many New Yorkers qualify for New York State’s Elderly Pharmaceutical Insurance Coverage (EPIC) program. Part B covers a wide range of services and supplies, however, probably the most important coverage is the help with doctor bills.

Stetson University offers you additional life insurance through UNUM Provident up to 5 times your salary in addition to basic life insurance. Optional life insurance may be elected as a new hire or during open enrollment each year.

Supplemental insurance policies are sometimes called Medigap plans. Medigap plans are private health insurance policies that cover some of the costs the Original Medicare Plan does not cover. Some Medigap policies will cover services not covered by Medicare such as prescription drugs. Medigap has 10 standard plans called Plan "A" through Plan "J". Each plan has a different set of benefits. The states of Minnesota, Wisconsin and Massachusetts have choices other than Plan "A" through Plan "J".

This depends on the association-affiliated plan. Some plans provide prescription coverage as a part of the health plan. In some situations prescription drug coverage will be a separate plan. There also may be limits on the prescription drug costs covered annually. Make sure that you thoroughly understand these provisions before selecting your coverage.

This depends on the employer-sponsored plan. Some plans provide prescription coverage as a part of the health plan. In some situations prescription drug coverage will be a separate plan.

The Public Prescription Drug Insurance Plan is a government insurance plan offering basic prescription drug coverage. Set up in 1997, the plan is administered by the Régie de l'assurance maladie du Québec and covers Quebecers who are ineligible for a private group insurance plan. The premium for the public plan is collected by Revenu Québec when income tax returns are filed.

The ability to add the prescription drug card differs depending on the state in which your policy was issued and the form number of your policy. See your policy for details.