Ans: You may redeem an OCBC Reward as long as the OCBC$ have been credited into your OCBC Credit Card account.

Yes. You can redeem for one or more items–up to the number of points you've earned and have available. You may only redeem points at the levels set in your Power Rewards redemption catalog or on this Web site. Point levels may change at any time.

To collect your OCBC Reward, you or your Supplementary Cardmember must present the relevant OCBC Rewards Voucher together with your/his OCBC Credit Card, as proof of eligibility, to the relevant participating merchant as well as sign on the OCBC Rewards Voucher. For purchases exceeding the value of the OCBC Rewards Voucher, you or your Supplementary Cardmember must charge the difference to your/his or her OCBC Credit Card.

You can easily redeem the gifts you desire by using our Internet Banking, PhoneBanking services or Mobile Banking. Step 1 Log on to https://www.ocbc.com/internet-banking/ using your Access Code and Internet Banking PIN. Step 8 To redeem, click "add to my OCBC$ cart" at the bottom of the page. The redemption page will appear. Step 11 Select "Check Out" to confirm redemption or click ???Continue Shopping' to continue redeeming more OCBC Rewards.

The OCBC Rewards catalogue and offers are valid from May 2005 till 30 June 2006 unless otherwise stated. Redemption of OCBC Rewards must be made on or before 30 June 2006 or the expiry date of your OCBC$ (whichever is earlier).

Dillard's Reward Certificates are issued within one to two billing cycles after earned and will be sent to you with your monthly billing statement. Dillard's Credit Card customers will receive a $10 Reward Certificate for every 1,000 points earned in a calendar year. For every 2,000 points earned in a calendar year, Dillard's American Express Card members will receive $20 in Reward Certificates.

The number of Reward Points you can accumulate depends on what you do on the site. You can start redeeming your points as soon as you collect a minimum of 1500 Reward Points.

When you are ready to redeem your Reward Points, look up the 'How to eSpend?' page from the Rewards page. Here you will be able to select the redemption offers for you. You can redeem some or all of your Reward Points at any time.

Yes. You will lose the available points in your account in order to pay for the reward. However, your cumulative points will not change. Cumulative points are used in ranking and for us to see who is working the hardest.

We have tried to make this website as straight forward as possible to locate and find product - however there are invariably questions that you do have. If however you find you have a question that is not answered here please do not hesitate to contact us to find out more. We recommend that email is the best option for communication due to the time differences between New Zealand and the rest of the world.

You can claim your reward 24 hours a day, seven days a week by calling our Bank Alfalah phone banking service at 111-225-111 or by filling out the redemption form included in the Fortunes catalogue and mailing it to us. For your convenience additional reward redemption forms have been placed at our branches.Very soon, you will also be able to submit online application available on our website (www.bankalfalah.com).

You can redeem for Non-travel Rewards (certificates, merchandise, gift cards) on airmiles.ca, by using the automated phone service, or on the phone with one of our Customer Care Specialists. Travel Rewards (Flights, Cars, Hotels and Package Vacations) must be redeemed on the Phone with a Travel or Vacation Sales Specialist.

Ans: To redeem these Rewards, you must be an existing OCBC Titanium or Platinum Cardmember. In addition, redemption must be made with your OCBC Titanium or Platinum Credit Card.

Ans: OCBC$ is the currency for our rewards points. You can earn 1 OCBC$ for every S$1 charged to your OCBC Credit Card.

The time it takes to accumulate points is directly dependent on the number of survey invites you do. This is based on client requests and not mySurvey. As a general market Research rule, ?we reward our panelists depending on the length and specific requirements of the survey. So stay tuned.

The number of Skywards Miles needed for a round trip reward ticket varies according to origin, destination and the class of travel. Members can use the Mileage calculator on the Skywards Web site to determine the number of potential Miles required per Emirates or SriLankan flight.

To redeem a reward ticket on Emirates, all you need to do is login at www.skywards.com with your membership number and password, go to the Book Online section under 'Earn & Spend', and opt for 'Buy with Miles' in order to book your ticket. Alternatively click here. You can also access this feature through www.emirates.com