When the condition of the patient is such that he cannot be moved to the hospital or when there is no bed available in any of the hospitals, then the treatment taken at home only if it is like the treatment given at the hospital / nursing home is reimbursable under the Mediclaim policy.

Under Mediclaim, the limit of compensation is low and for certain diseases like asthma, bronchitis, diabetes, epilepsy, etc it is not available. Mediclaim covers pre-hospitalisation (limited up to 30 days) and post-hospitalisation (limited to 60 days from discharge) expenses also if they are connected with the sickness / accident for which the hospitalisation takes place.

Domiciliary Hospitalisation is a state where a person/patient is unwell that he/she requires medical attention at home itself because he/she is not in a position to go the hospital or there is no Place in the Hospital. Upon, Doctor certification stating the patient's position, the Patient becomes eligible for a claim under Mediclaim for Treatment at home.

Mediclaim treatment for a period exceeding three days for such illness/disease/injury which in the normal course would require care and treatment at a hospital/nursing home but is actually taken whilst confined at home in India under any of the following circumstances: However the benefit of Domiciliary Hospitalization cover is not available in respect of expenses incurred for pre- and post-hospitalization treatment and expenses incurred for treatment for any of the following diseases: However w.

Mediclaim covers room, boarding charges, nursing expenses, surgeon, anaesthetist / doctor's fees, blood, oxygen, operation theatre charges, x-ray, other tests pertaining to sickness, etc.

We don't make false papers / false admissions. This treatment is not possible under mediclaim as it is OPD based. However if you want bills for consultations, investigations, which you have done you, can take. For your office purposes / bills wherever you want subject to approval of our accountant / auditors we can assist you.

A domiciliary hostel provides long-term, supervised accommodation for adults with psychiatric or related disabilities who require supervision of their daily living activities. The Community Services and Housing Department helps eligible hostel residents by providing financial support for board and lodging and a monthly personal needs allowance while they remain in the hostel.

Hospitalisation Benefit means that if you are confined to hospital for a number of days (specific details in key features documents) then you will be paid a benefit for each day you are kept there. This can be claimed on much earlier than your deferment period. Not all companies offer this benefit so if you are interested in it either contact us or consult your key features or policy documents.

a) The request for Authorization (Pre- Authorization) for planned treatment has to be filled up. This form has to be filled up by the Doctor recommending Hospitalisation. The form must be filled fully in Block letters indicating the Doctors Name, Registration Number and Telephone Phone number. Should our Medical Officer need any clarification he may contact your doctor before he initiates action on your request.

The Community Services and Housing Department does not operate any domiciliary hostels. Domiciliary hostel beds are made available through agreements with private home operators.

Mediclaim Policy is a hospitalization benefit policy, which takes care of medical expenses incurred during Hospitalization / Domiciliary Hospitalization of the Insured for treatment of illness / disease / injury contracted during the policy period.

Hospital where the treatment is done should be a reputed hospital, having at least 15 beds, an emergency unit (24 hrs open) and a separate Operation Theatre. 3.) There are certain exceptions in the nine months waiting period is there for maternity cases. Few diseases are not getting covered like Cataract, BPH in first year. Pre-existing will not get covered/ninth month, and first years

You are eligible for hospitalization benefits as long as you are warded in a hospital. The hospitalisation benefits are $30 for the first 10 days and $40 thereafter. In addition, you may claim $20 per day when warded in hospital for upto 365 days in a calendar year if you are also a member of the AUPE Multi-purpose Co-operative.

Yes. The Community Services and Housing Department determines eligibility for a subsidy to help with the cost of residency. Approved applicants also receive a monthly personal needs allowance to cover the cost of basic living expenses. Social assistance workers regularly visit hostels to take applications for financial assistance.

The policy provides for reimbursement of hospitalization/ domiciliary hospitalization expenses for illness/diseases suffered or accidental injuries sustained during the policy period.

The insurance is available to persons between age of 5 and 80 years. Children between the age of 3 months and 5 years can be covered provided one or both parents are covered concurrently.

It is available to any homogeneous group/association/ institution/corporate body provided it has a central administration and subject to minimum of 100 persons to be covered.

There are certain diseases and injuries that are not covered by this policy. These fall under basically 3 categories The injuries or diseases not covered in the first year of operation of the policy are: Note: The diseases listed above are only excluded from cover only for the first year of the policy and not afterwards.

A Mediclaim policy reimburses hospitalisation expenses for the treatment of sickness or accident occurring during the period of insurance.

Under Mediclaim, when the husband or the wife and children or dependant parents are covered under same policy, a discount of 10 percent is given on the total premium by way of family discount.