This is health insurance that covers you if you get sick or hurt. It does NOT cover physicals, immunizations, or anything that would be considered something to keep you or your dependents healthy. Please pick up a copy of the policy at the student insurance office as it has a list of things that you should know ahead of time that are not covered as well.

Many drivers don't think about their insurance coverage until after they have an accident and call their insurance company to file a claim to help pay for car repairs, a rental car and other expenses. Unfortunately, many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of a replacement rental car after an accident. See similar questions...

Since it is not your car, your insurance will not cover you in it. However, as long as you have the owner's permission, you are covered under his / her insurance policy. Liability insurance usually transfers over to your rented car. So do comprehensive policies. Always be sure to ask specifically about this before renting a car. Until the age of 25, men are on average more likely to be involved in an accident. So their premiums tend to be higher than women of the same age. See similar questions...

Many drivers don't think about their insurance coverage until after they have an accident and call their insurance company to file a claim to help pay for car repairs, a rental car and other expenses. Unfortunately, many insured drivers are surprised to find out that their auto insurance does not automatically cover the cost of a replacement rental car after an accident. See similar questions...

Insurance professionals often tell clients that when they loan their car, they also loan their insurance coverage. However, that rule of thumb does not apply in all situations. In some states, coverage is given only to drivers that are specifically named on the insurance policy. If you've checked the terms of your policy and you're still not sure how your coverage applies to a particular situation, check with your insurance agent before loaning your vehicle. See similar questions...

Travel insurance covers many aspects of your vacation from cancellation to medical coverage. It is strongly recommended and reasonably priced for the peace of mind it proivides you. Please see our Travel Insurance Information. Back to top See similar questions...

A summary of the Rose-Hulman laptop insurance plan follows: Coverage Highlights: Replacement costs are for a laptop computer that is of comparable functionality to the stolen or lost computer. All claims require the insured laptop owner to pay a deductible amount from the repair or replacement cost (See Question 13). The following excerpt from the purchase agreement gives the details of insurance coverage. The regulations apply to the coverage of all student laptop computers. See similar questions...

Yes, but only if you have full coverage on your car. Your insurance company will cover your vandalism loss (minus the cost of your deductible). Vandalism claims fall under comprehensive coverage, not collision coverage. A vandalism claim is not considered your fault and will not raise your rates. No, insurance companies take your word on vandalism claims and don't require a police report or a visual inspection. See similar questions...

Most automobile policies provide two types of coverage: collision and comprehensive. If you have comprehensive coverage, any accident with animals and the damage they cause to your vehicle are covered under the comprehensive section of your automobile policy less the deductible. Generally, automobile insurance policies do not cover theft of personal items left in a car, which were not a permanent part of the vehicle when originally purchased from the dealer. See similar questions...

We recommend that each participant read their policy and ask their own insurance agent to answer this question. If your policy does not specifically state that you are not covered for participation in racing then the laws governing nondisclosure will require your insurance to provide full coverage. Normally in non-racing or non-timed events your insurance covers you. Be certain to clearly communicate to your agent what you are participating in and get their policy in writing. See similar questions...

If you've given another person permission to use your vehicle, and they get into an accident that deems it necessary to make a claim, it will be your insurance rates that are affected. Don't pay for coverage you don't need. For example, if you have an old car, it may not be worth having collision and comprehensive coverage. Consider higher deductibles. This means you'll contribute more toward the cost of your claims if you have an accident, but it will also mean a lower premium. See similar questions...

GOLD members are covered for ALL cycling at ANY time in the UK, including direct travel to and from any venue for the purposes of participating in an event organised by/or under the auspices of British Cycling. See similar questions...

No, your car insurance doesn't cover roadside assistance or tows unless you've had an accident. Do double check with your insurer though. See similar questions...

The insurance claims adjuster will consider what your "percentage of fault" for the accident is and make a decision based on that. Having experience with the factors an insurance adjuster typically takes into consideration, a personal injury attorney can negotiate with the insurance company, advocating a lower percentage of fault for you. See similar questions...

NO, your insurance only covers your vehicle while it is registered in Germany. As soon as you ship your vehicle this insurance is void. When you ship your vehicle you must get your vehicle covered with MARINE INSURANCE. Get yourself a marine insurance rate here! See similar questions...

The answer to this question is not simple. In the not-too-distant past, most auto insurance policies would extend coverage to rental cars whenever you rented one. This is not quite true anymore. In most cases, your personal auto insurance policy will cover only vacation car rentals. Many insurance companies no longer extend personal auto insurance coverage for business travel. Find out what rental car coverage you have under your policy is by calling your insurance agent/company. See similar questions...

Please contact the insurance company's Customer Services Department. Details are included in your policy package. Since each policy is different, we will need to look up your specific policy information to answer this question. Yes, you are covered 24-hours-a-day. However, you may need to send additional verification that you are not covered by a Worker's Compensation policy. See similar questions...

Habitat has accident insurance for every volunteer. This acts as secondary insurance for those with their own insurance. For those volunteers uninsured, this acts as primary insurance. If an injury occurs at the work site, the injured person, if at all possible, should take his or her own insurance information with them to the doctor's office or hospital. Our auto insurance policies forbid the use of affiliate vehicles by drivers under the age of 25. See similar questions...

Whenever you knowingly loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy. Collision is defined as losses you incur when your automobile collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage. Comprehensive provides coverage for most other direct physical damage losses you could incur, including theft. See similar questions...

As the owner of the vehicle, you are responsible for anyone who drives your vehicle with your permission. If your friend has an at-fault accident while driving your vehicle, the accident will become part of your driving record and will affect your insurance premium. See similar questions...