Go to the CRA website and access their My Account online service or phone the Tax Information Phone Service at 1-800-267-6999. IMPORTANT: The information CRA has available will only be correct if they know you are a member of an IPP, and if a Pension Adjustment has been entered on your T4 slip for every year that you have been an IPP member.

New rules to RRSP savings plans allow for the carry forward of any unused RRSP room you may have. This amount will be available to you in future years allowing you to catch up later. See similar questions...

Multiply the room dimensions to get your total square footage (12 x 18 = 216). Then multiply the total square footage by 1.5 for total illumination needed (192 x 1.5 = 324 watts). For example, for a 12 x 18 room, two 150-watt table or floor lamps would give ample light for a room this size (2 x 150 = 300 watts). Also, a 6-light fixture with 60-watt bulbs could create the same ambient lighting effect in a 12 x 18 room (6 x 60 = 360). See similar questions...

For a general meeting room or program room, a library should plan on 10 square feet per audience seat, plus another 100 square feet for a speaker’s podium / presentation area at the front of the room. For a smaller conference room or meeting room, plan on 25 square per seat. For a storytime room plan for 10 square feet per child, plus another 50 square feet at the front of the room for the program leader. If storytimes general include crafts, add another 5 square feet per child. See similar questions...

We offer both private and semi-private rooms. If you would prefer to reserve a private room, please inform us at the earliest possible time to insure that space will be available. See similar questions...

Rooms with a two digit number are in the School of Education, either in the 302 complex or the new 320 office. See similar questions...

A registered retirement savings plan (RRSP) mortgage, is a loan from a self-directed RRSP secured by a mortgage against land. See similar questions...

You may overcontribute in any year by $2,000 without any adverse tax consequences. If you make excess contributions greater than $2,000, they may be subject to a penalty. We keep records of your RRSP contributions on hand which can be a valuable source of information for you. See similar questions...

Making maximum contributions is the best option in order to capitalize on the tax savings in the year of the contribution. See similar questions...

This is a deposit, which is made into your spouse’s name, but the income deduction is taken in your name. Later when the funds are withdrawn the income will be taxed to you. Care must be taken as withdrawing the funds too early will cause attribution of the income back to the contributor. See similar questions...

A named beneficiary will allow proceeds of your RRSP to flow outside your estate in the event of your death. This will save you costs such as probate fees and executor fees. See similar questions...

A locked in RRSP is a plan where the funds were derived from a past pension plan. If you have left a company where you participated in a pension then you may move any portion that you own to an outside account, this will be a locked in RRSP. The rules are different when it comes time to draw an income from these plans, generally the money may not come out till after age 55 and is subject to minimum and maximum withdraw amounts. See similar questions...

This depends on the current interest rates, what your expected rate of return will be, and of course your budget. Most financial planners will agree that you should as long as the amount borrowed can be repaid within one year We are obligated to inform you that the product descriptions and information that follow are intended for educational purposes only and are not to be considered as a solicitation to purchase any security. See similar questions...

To find the proper ambient lighting for the room, multiply the room dimensions to get your total square footage (12 x 16 = 192). Then multiply the total square footage by 1.5 for total illumination needed (192 x 1.5 = 288 watts). So, for a 12 x 16 room, two 150-watt table or floor lamps would give more than ample light for a room this size (2 x 150 = 300 watts), or an 8-light chandelier with 40-watt bulbs could create the same ambient lighting effect in a 12 x 16 room (8 x 40 = 320). See similar questions...

You can use our space calculator located on the Meetings & Events home page or on the hotel search page in the RFP. See similar questions...

The test to determine the presence of Trimethylamine is as follows: first morning samples of urine are acidulated (vinegar or acid is added to the sample) and then frozen immediately. These samples are sent, frozen and in dry ice, overnight to the Biochemical Genetics Unit in Montreal where they are tested for the presence of the chemical. For more information or to have a test done, please call the clinic. See similar questions...

It's helpful if your work group or conference rooms are defined as a Group. To build a group create a group (via the Group tab) by adding each of the desired calendars to the group. As a Group you can choose the Comparison view for the Group which will show each group member's schedule. See similar questions...

Response: To find proper ambient lighting for a room, multiply the room dimensions to get your total square footage (12' x 16' = 192'). Then multiply the square footage by 1.5 for total illumination needed (192' x 1.5 = 288 watts). So, for a 12' x 16' room, two 150-watt table or floor lamps would give more than ample light (2 x 150 watts = 300 watts). Another consideration would be an 8-light chandelier with 40-watt bulbs (8 x 40 watts = 320 watts). See similar questions...

Pensions are protected under Federal legislation as are. RRSP’s that are not pension roll-overs, or are held by life insurance companies. All other RRSP's must be paid over to the Trustee to distribute to your creditors. If you have a non-life insurance funded RRSP, you should discuss your rights with your agent and with your family solicitor. See similar questions...