Ans: Under this promotion, the Principal Account holder of the credit card and EasiCredit will be the main applicant of the Renovation Loan. You may want to apply for a supplementary card separately when your card is approved.

Ans: Don't worry, your credit cards and OCBC EasiCredit are independent from the renovation loan. Therefore, you will not be asked to cancel your credit cards or OCBC EasiCredit when you cancel the renovation loan.

Nearly everyone in the UK now has a chip and PIN card. The exact date is not known as card issuers are upgrading their customers at different speeds.

Do I have to pay tax on using a credit card with Grace Period (on client's material gain)? "MegaFon-Citibank" joint credit cards. FAQs:

You can include your spouse/parents/children as a co-applicant for the Home Loan and we shall include his / her income to enhance your loan amount. Further, in case there are any other co-owners, they also need to be co-applicants.

Ans: Certainly, you just need to fill out the form and tick the options to "opt-out" from the bundle of solutions. We will not process your credit cards or OCBC EasiCredit application if any of the relevant "opt-out" boxes are selected.

Ans: Once your Renovation Loan has been approved, you will be given a Disbursement Authorisation Form for you to inform us of the amount to pay to your contractor(s). The loan proceeds for your renovation will be paid via Cashier's Orders made out to your contractors. You will be entitled up to a fee waiver for the first three of such Cashier's Orders. Thereafter, each Cashier's Order will be subject to a charge of S$20 each.

Ans: You can choose to repay your Renovation Loan from one to five years. The monthly instalments will be debited directly from your OCBC account on the first of every month.

Supplementary Cards are available, however the principle Cardmember is jointly liable for transactions incurred on all Supplementary Charge Cards issued on their account. To request details on how to apply for a Supplementary Card, please call 800-327-1267 (Charge Cards) or 800-555-4313 (Credit Card in Puerto Rico).

No, only principal cards are allowed. There is no need for supplementary card as payments can be made remotely with the principal cardmember's phone number.

Hbc Rewards members can request supplementary Hbc Rewards cards for family members living within the same household, or request a replacement card by visiting the Bay, Zellers or Home Outfitters. Hbc Rewards members requesting a supplementary or replacement card will receive an Hbc Rewards card with the same number as the original Hbc Rewards card or misplaced card.

The limit will be shared between the principal and supplementary cardholder(s). However, the statement will list down the individual card expenditure.

a USA Credit Cardholder you have purchasing power from the convenience of your home. The USA Benefits Shopping Club offers a wide variety of brand name merchandise. Our Product Development team is constantly searching for new products to offer to our members. Currently, we offer over 14,000 products from over 400 brand name companies. Our 0% interest policy makes buying over time easy and affordable.

Ans: Yes, you can fully or partially redeem your loan by giving us one month's prior written notice. However, if the loan is fully or partially redeemed within the 1st 12 months from the date of loan disbursement, you will need to pay an early redemption charge of 1% of the prepaid amount.

Ans: If you have an existing renovation loan with another bank, you can refinance your renovation loan with us. Click here for details.

Yes, these loans are available from some HFCs. However the loan terms may be different from the usual housing loans.

A principal card can have a maximum of 2 supplementary cards at any one time (per account i.e.2 for VISA card & 2 for MasterCard).

Inmod's secure server uses Yahoo! payment technology, which accepts American Express, Discover, Mastercard and Visa.

Yes, we take MasterCard, Discover and Visa as well as your personal checks. Some do prefer to send money orders. If for some reason you are not pleased with your purchase when it arrives. Repack the item carefully and return it within 10 days. We will either correct the problem if possible or issue a refund for the original purchase price. Credit card purchasers will receive a credit to their card account within 48 hours. This policy applies to all items ordered from our stock inventory.